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As a business owner or financial officer, you probably have delinquent accounts. The process of collecting these funds is usually time-consuming and frustrating. That is why businesses, municipal and government agencies choose CSO Financial Inc. to manage their outstanding debts.


Why CSO Financial?

We are regulated by the FDCPA (Fair Debt Collection Practices Act) and many other regulatory agencies.

Our trained and professional collectors utilize industry best practices, and are experienced in collection techniques that earn successful results.

Our staff gives your accounts the necessary daily, weekly, or monthly attention to maximize success in collecting the debt.


Member of ACA International

When sending your delinquent accounts to CSO Financial Inc., you can be assured they will be handled by a collection specialist who is ethical, professional and qualified to provide the high level of service your business deserves. CSO Financial is an active member of ACA International (Association of Credit and Collection Professionals).

ACA’s Collectors Pledge:

  • I believe that every person has worth as an individual.
  • I believe every person should be treated with dignity and respect.
  • I will make it my responsibility to help consumers find ways to pay their debts.
  • I will be professional and ethical.
  • I will commit to honoring this pledge.
To verify a collection agency’s membership in ACA International or learn more visit